Deposit Rates

Investment Rates - Effective 5/1/2010
Certificate Rates-(CD)

 APY RATE
Share Certificates ($1,000 to $24,999)  
  6 month 0.75% 0.75%
  1 year 1.01% 1.00%
  2 year 1.31% 1.30%
  3 year 1.56% 1.55%
  5 year 2.37% 2.35%

Share Certificates ($25,000 to $49,999)  
  6 month 0.75% 0.75%
  1 year 1.01% 1.00%
  2 year 1.31% 1.30%
  3 year 1.56% 1.55%
  5 year 2.37% 2.35%

Share Certificates ($50,000 or $99,999)  
  6 month 0.90% 0.90%
  1 year 1.26% 1.25%
  2 year 1.41% 1.40%
  3 year 1.76% 1.75%
  5 year 2.52% 2.50%

Interest paid monthly on Certificates over $90,000.

A penalty will or may be imposed for early withdrawls.


Dividend Rates - Effective 1/31/2012
 
APY
RATE
Regular Savings
$250 Minimum
$10,000 and over

0.15%

0.75%

0.15%

0.75%
All-Savers
Special Purpose Account
$250 Minimum
0.15%
0.15%
IRA Savings
$100 Minimum
1.01%
1.00%
Checking
Interest paid on balances greater than $1000.
0.10%
0.10%
Market Share Savings
Money Market
    
  $1,500-24,999
0.40%
0.40%
  $25,000-49,999
0.50%
0.50%
  $50,000-99,999
0.65%
0.65%
  $100,000+ 0.90% 0.90%

Interest paid quarterly on the average daily balance on all Savings types.

Interest on Market Share and Checking Accounts are paid monthly on the daily balance.

Rates are subject to change without notice.

APY = Annual Percentage Yield

RATE = Dividend Rate

Contact us for more information concerning the terms and conditions of these accounts.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a US Government Agency.
A Federal Fair Housing Laws and The Equal Credit Opportunity Act Compliant Credit Union
Copyright © 2012 First American Credit Union
Home | Online Banking | Locations | Fee Schedule | USA Patriot Act | Privacy Policy | Contact