MyChecking
MyCheckingSM keeps it simple.
There are no balance or transactional requirements and no monthly service fees, when you choose eStatements6.
Introducing YOUR Member Bonus.
We created a simple, no-minimum-balance checking account that will be truly rewarding for all of our members. Instead of qualifying for rewards or cash back, MyCheckingSM account holders will earn a 10¢ bonus on every signature based debit card purchase1.
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My Member Bonus MyCheckingSM account members will receive a 10¢ bonus on every signature based debit card purchase1. Just one of the many ways that we demonstrate our commitment to moving forward together! |
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No Monthly Service Fee You won’t pay any monthly service fees2, regardless of how you use your account. |
Overdraft Protection Use your First American Savings4, Courtesy Pay, or Line of Credit account5 to protect yourself. |
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Free Mobile Banking7 Save time, securely pay bills, send or receive money, and make deposits8. |
Free Online Banking Access your account and eStatements6, pay bills, and send money at your convenience! |
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No Minimum Balance You won’t need to keep a minimum balance to avoid a fee or earn YOUR Member bonus. |
Debit Card Round Up Savings With our optional Debit Card Roundup, every purchase you make is rounded up to the nearest dollar. The “roundup” is then deposited into a savings account of your choice. Every time you swipe your debit card you’ll be saving money! |
1 Conditions apply. See Statement of Terms and Conditions. Receipt of this reward may be taxable. Consult your tax advisor.
2 MyChecking is free; however, certain fees incurred - such as stop payment, courtesy pay, or non-sufficient funds fee - will apply.
3 First American Credit Union does not charge a fee for the first 5 ATM withdrawals. Subsequent withdrawals will be charged $2 each except when made at any First American Credit Union-owned ATM. 85,000+ Surcharge free atms in Allpoint and CO-OP Networks. A 1% foreign transaction fee applies to withdrawals outside the United States.
4 Savings accounts are limited to six debit transactions per monthly statement cycle. First American will assess a $15.00 per item at the end of each month in which a Savings or Money Market Account has over six (6) restricted
transactions.
5 Refer to your line of credit loan agreement for interest, fees and charges associated with your line of credit.
6 eStatements are free. Paper statements are available at $5.00 a month.
7 Message and data rates apply.
8 Eligibility for First American Credit Union Mobile Deposit will be based on your account history with First American Credit Union. Deposits may not be available for immediate withdrawal.